RBI HOME LOANS is still able to make Stated Income mortgage loans in both New York & New Jersey.  This is a specialty lending program that others simply cannot offer.  With our "make sense" underwriting approach we're able to analyze every scenario on an individual basis and approve your file in a timely manner. 

 

Lien Position: 1st Mortgages ONLY
Loan-to-Value: Up to 70%
Loan Size: Starting at $100,000
Interest Rate: Starting at 5%
Term: 3,5,7 Year ARM or 15,20,30,40 Year Fixed
Min. Credit: 660+ Credit
Amortization: 15 - 30 Years
Origination Fee: Starting at 1%
Geography: New Jersey & New York
Asset Type: Residential 1-4 Units, Mixed Use, Condo/Co-op